RetireSmart

This calculator helps taxpayers decide whether they should buy back into their retirement pension fund or invest the money in stocks. By inputting your age, the amount you wish to buy back, and various tax and return rates, you can generate a graph to compare the potential outcomes of each option.

Your Age

Retire at

Investment returns become more uncertain over shorter time periods (less than 15 years)

Amount to Buy Back

CHF 10'000

Marginal Income Tax Rate

20.0 %

Marginal Wealth Tax Rate

0.25 %

Average Pension Return

2.0 %

Average Investment Return

5.0 %

Withdraw Tax

10.0 %

Age	Year	Pension Fund	Pension Interest	Investment Fund	Investment Interest